Motor Insurance

Motor insurance

The modular way to get every detail of your insurance perfect for you.

Driving Other Cars
Foreign Travel
Personal Accident
Winds Screen

Breakdown cover

To be supplied

Car contents

Cover for clothing and personal effects while in your car or in an attached luggage trailer or locked roof box. This provides up to the selected amount per claim whether this is for single or for multiple items if they are lost by or damaged by accident, fire, theft or attempted theft.

Courtesy Car

If your car is being repaired by one of our Volkswagen group approved repairers following an accident or recovered theft we will provide a class A/D courtesy car, (subject to availability the car will be of a make and model within the VW Group range.)
If your car is assessed as being beyond economical repair you may retain the courtesy car for
-14 days if your car is less than one year old from the date of its first registration as new; or
-4 days if your car is more than one year old from the date of its first registration.

Courtesy Car

We’ll provide a minimum of a small courtesy car while your car is being repaired by a SEAT Approved Repairer.

Uninsured Driver Promise

If you make a claim for an accident that is not your fault and the driver of the other car is not insured, you will not lose your No Claim Discount with us or have to pay any excess.

Legal expenses

Up to £100,000 towards the cost of legal action you may need to take to cover uninsured losses should you or anyone covered under your policy be involved in a road accident involving your car which was not your fault which results in your or your passengers being permanently injured or killed, or property in your vehicle being lost or damaged.

No claims discount protection

No claims discount protection allows you to make 2 claims in 5 years without a reduction in entitlement.

Paper documents

Receive paper copy of your policy documents.

Personal accident

In the event of death or injury whilst getting into, travelling in or getting out of your car, we will pay you or your legal representatives for death, total and permanent loss of sight in one of both eyes or loss of any limb.

Roof boxes and trailers

Up to £1,000 to cover your trailer and/or roof box against theft or damage while attached to or detached from your car. To include the belongings within your roof box or trailer, you will need car contents cover.

Windscreen cover

We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.


Trying to think of every detail when you're renewing car insurance can be tricky. You won't really know if you've ticked all the boxes until something happens.

Trust SEAT to get it right. Our protection, benefits and service are every bit as good as our reputation. Detail is what we do best:

For more information on what’s covered please download the relevant Cover Booklet for you.


Standard Features

  • SEAT Approved Repairs
  • SEAT Genuine Parts
  • Courtesy car
  • Windscreen cover
  • Uninsured driver promise
  • Personal accident
  • 24 hour accident recovery
  • Personal belongings cover

Terms and conditions apply.

Return to the insurance home page. If you’d like to go to the SEAT website click here.

If you are not ready to switch your insurance to us at the moment, then why not take advantage of Ensurance – SEAT’s free accident and repair cover? – click here for more info.

Terms and conditions apply.


SEAT Car Insurance is underwritten by U K Insurance Limited. Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No. 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Calls may be recorded.

SEAT Financial Services is a trading name of Volkswagen Financial Services (UK) Limited (“VWFS UK”), registered in England and Wales No.2835230. Registered office: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR. Volkswagen Insurance Service (Great Britain) Ltd is an appointed representative of VWFS UK. VWFS UK is authorised and regulated by the FCA, registration number 311988. Authorisation details for both organisations can be checked on the Financial Services Register by visiting VWFS UK and U K Insurance Limited are not part of the same corporate group.