Motor Insurance

Motor insurance

The modular way to get every detail of your insurance perfect for you.

Driving Other Cars
Foreign Travel
Personal Accident
Winds Screen

Breakdown cover

To be supplied

Car contents

Cover for clothing and personal effects while in your car or in an attached luggage trailer or locked roof box. This provides up to the selected amount per claim whether this is for single or for multiple items if they are lost by or damaged by accident, fire, theft or attempted theft.

Courtesy Car

If your car is being repaired by one of our Volkswagen group approved repairers following an accident or recovered theft we will provide a class A/D courtesy car, (subject to availability the car will be of a make and model within the VW Group range.)
If your car is assessed as being beyond economical repair you may retain the courtesy car for
-14 days if your car is less than one year old from the date of its first registration as new; or
-4 days if your car is more than one year old from the date of its first registration.

Driving other cars

Third party only cover while driving a car that is not owned, hired by you or leased to you.

You are covered for all Third Party liability in the event you cause accidental damage, injury or death to other people or property while driving a car which is not yours, and which you have not hired or leased. Liabilities caused by passengers travelling with you are also covered. However any damage caused to the car you are driving is not covered.

Using your vehicle abroad

Cover for liability to others, theft and damage to your car while you are using it abroad.

When using your vehicle abroad, SEAT Insurance gives you comprehensive cover for up to 90 days of driving in the European Union, Andorra, Iceland, Liechtenstein, Norway, Serbia and Switzerland with all the features you have included in your policy for your normal, day-to-day UK driving.

In addition, we will pay any customs duty if your car is damaged and we decide not to return it following a claim covered under this policy.

Legal expenses

Up to £100,000 towards the cost of legal action you may need to take to cover uninsured losses should you or anyone covered under your policy be involved in a road accident involving your car which was not your fault which results in your or your passengers being permanently injured or killed, or property in your vehicle being lost or damaged.

No claims discount protection

No claims discount protection allows you to make 2 claims in 5 years without a reduction in entitlement.

Paper documents

Receive paper copy of your policy documents.

Personal accident

We will pay a fixed sum of up to £10,000 if you or your passengers are killed or permanently injured in an accident involving your car.

Roof boxes and trailers

Up to £1,000 to cover your trailer and/or roof box against theft or damage while attached to or detached from your car. To include the belongings within your roof box or trailer, you will need car contents cover.

Windscreen cover

Includes sunroofs and bodywork damaged by broken glass.

  • Pay the full cost of repairs to chips or other small damage to your windscreen, or scratches to your bodywork caused by a broken windscreen or broken glass providing this is carried out by our approved repairer
  • Pay all costs after the first £50 for replacing a windscreen or other fixed glass panels that are damaged beyond repair

Trying to think of every detail when you're renewing car insurance can be tricky. You won't really know if you've ticked all the boxes until something happens.

Trust SEAT to get it right. Our protection, benefits and service are every bit as good as our reputation. Detail is what we do best:

Lines are open Monday to Friday 9am-7pm and Saturday 9am-1pm.

For more information on what’s covered please download the relevant Cover Booklet for you.


Standard Features

  • Genuine SEAT parts and repairs
  • Guaranteed courtesy car
  • Recovery of your car after theft, vandalism or in the event of an accident
  • Driving other cars
  • Windscreen cover
  • Foreign travel
  • Personal accident

Terms and conditions apply.

Return to the insurance home page. If you’d like to go to the SEAT website click here.

If you are not ready to switch your insurance to us at the moment, then why not take advantage of Ensurance – SEAT’s free accident and repair cover? – click here for more info.

Terms and conditions apply.


SEAT Financial Services is a trading name of Volkswagen Financial Services (UK) Limited. Registered in England and Wales No. 2835230. Registered Office: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR. Volkswagen Financial Services (UK) Limited is authorised and regulated by the Financial Conduct Authority, registration number 311988.

SEAT Motor Insurance from Volkswagen Insurance Service (Great Britain) Ltd is sold and administered by Ageas Retail Limited. Registered in England and Wales No. 1324965. Registered Office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority, registration number 312468.Volkswagen Insurance Service (Great Britain) Ltd is an appointed representative of Volkswagen Financial Services (UK) Limited.